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Payday Loan Centers-Consumers Beware!

why do payday loan companies deny loans?

I'm just curious - no lectures please.

Here are some reasons you may have been denied
Insufficiant work history with current employer, you already have a no telecheck loan with someone else (there is now a national data base so they can check to see how many you have out, you are not allowed more than 2). Insufficent wages to cover the loan requested, and of course bankruptcy.

I had a problem a while back my roof was leaking (right into my 2 years bed room). I couldn't get a payday loan and had no savings. I was lamenting to a co-worker in the breakroom one day and the HR manager walked in. She listened for a few minutes and then asked how much I needed; I told her $1000 to cover the deductible for insurance. She told me that our employer offers payday advances that you repay directly from your paycheck (they don’t make it widly knowns because then people would abuse it!). So I was able to get the money I needed.